USA Florida Panama City Beach Sterling Reef Resort- PCB Listing #3285

Sterling Reef 1203 - Panama City Beach, FL

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98 reviews
Max. occupancy: 6 1 King Bed, 1 Queen Bed, 1 Sofa Bed 2 bedrooms 2 bathrooms No pets 
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Oceanfront Condo with Beach Access and Shared Pool and Gym - Snowbirds Welcome

* All ADA service animals must be pre-approved by the Sterling Reef Homeowners Association.
*The property will be replacing both elevators, one at a time. Beginning on November 1st, 2022 there will be only one elevator available through April 1st, 2023 until both are completed.

Experience tranquility by the sea in this lovely two-bedroom, two-bathroom Panama City Beach vacation rental in the gulf-front resort community of Sterling Reef. Amazing amenities like a community pool, and spectacular views of the Gulf of Mexico coastline make this condo a destination unto itself for up to six lucky guests!

The home’s inclusion in the Sterling Reef resort community means you won’t have to go far to find all the luxuries you desire for your beach getaway, including a pool, fitness center, beach access, and more. Giant slides, tropical pools, and other watery fun at Shipwreck Island Waterpark is just a half-mile walk from the building and will undoubtedly be a hit with your kids or a group of friends. Eclectic shopping, world-famous nightlife, and laid-back dining are also just minutes away in downtown, or up Front Beach Road.

The condo is a study in elegance balanced with coastal character. Maritime decor, warm tones, and tropical-themed art adorn the walls and tabletops, while stylish furnishings such as upholstered chairs, glass-top tables, and granite counters dominate the interior.

The living room is an entertainment oasis with a comfy couch and chair, a cable-equipped flatscreen television, stereo and CD player, and a DVD player for those days when a thunderstorm makes it best to stay indoors and catch up on your favorite television series. Sliding glass doors attached to the living room open up to reveal the main draw of this condo’s location: gorgeous views of the cerulean-blue-meets-emerald-green waters of the Gulf of Mexico.

Stunning pink sunsets are also well-observed from this spacious outdoor balcony, which also features a table and dining space for four. So go ahead and bring dinner and a fine glass of wine onto the balcony to enjoy a legendary Florida sunset.

The chef in your group will have no problems cooking a fabulous seafood dinner in the well-stocked kitchen, which is attached to the living room. Modern appliances like a microwave, oven, stove, refrigerator, and dishwasher take the work out of meal preparation and cleanup. And after the meal is ready, enjoy dining with your group at either the kitchen island with room for three or out on the balcony.

Down a hallway sit two rooms with space for up to six guests. The master bedroom contains a king-size bed in a beautiful mahogany sleigh frame, and the other room contains a queen-size in an equally beautiful wicker frame. Both rooms incorporate simple but stylish furnishings such as nightstands, dressers, and reading lamps.

Come home after a full day of playing in the sun to relax and enjoy a restful slumber in either of these rooms. And if extra sleeping space is needed, a sofabed in the living room can be utilized.

Do you need to check your email? No worries, WiFi is provided. Need to do some laundry? A washer/dryer is provided.

Work on your beach body at the building’s fitness center, or swim laps in the bi-level pool, which is heated seasonally. Watersport rentals are available on the beach.

Your group will love the miles of beautiful white sand beach that sit just beyond the Sterling Reef’s ground floor. They’ll also love the grilling area on the building’s third level terrace - perfect for cooking up your fresh catch-of-the-day! And speaking of the catch-of-the-day, Bay County Fishing Pier is an easy walk from the building and is a great spot to drop a fishing line and pull up redfish, cobia, grouper, and other native species.

If getting out in nature is desired, activities like snorkeling, scuba diving, kayaking, canoeing, and nature trail hiking get you up close and personal with native birds, reptiles, and fish at Saint Andrews State Park, a federally protected area with 1200 acres of pristine coastal habitat, located just seven miles south.

Whether you’ve come for beachside relaxation or entertainment in the city, this Florida vacation rental is ready to set the stage for the best coastal getaway you’ve ever had!

*Please note, all guests occupying this property who are under the age of 25 must be accompanied by a parent or legal guardian. Thank you!
No smoking or vaping is permitted at the Property (including porches, decks or outdoor areas) at any time. Fines of $250.00 will be issued if this rule is not respected.

** There are active security cameras on-site

Other tax number: 10056

You must be 25 years or older to rent this property.


Common areas

Gym/fitness room



Washer/dryer : Private

Heating & cooling

Central AC

Partial AC

Kitchen & dining






Ocean view


Water view


Beach access

Gulf view



Internet : Condominium association


Cable : Condominium association

DVD player

Wireless router


On-site activities

Pool : Shared


Gas grill : Private



Beach towels

Parking & access




98 reviews

Jacinta J. Aug 2022
We loved the hotel it’s in a very good area and the hotel was very clean when we arrived
Sue N. Jun 2022
Perfect view. Lots of room and in a good location.
Cheryle W. Jun 2022
Someone needs to check for blown-out light bulbs.
The unit appeared to be clean, Any needed help was given
priority and handled as soon as possible.
We enjoyed the stay but there were too many messages
after the booking that needed a response.
Michelle S. May 2022
I loved the fact that it's on the beach, walking distance to Shipwreck Waterpark and right in the middle of everything!
Lori W. May 2022
We had one of the best times we have ever had at the beach while staying at Sterling Reef! We came up for a friend’s wedding, so we came up early so we could get our own beach time in. The condo was very clean and had everything we needed to make our meals, which was great. The view from the large balcony was amazing, we watched the dolphins swim right in front of the condo. Our condo was close to the end of the building, so it is very quiet. Quick access to the beach and pool. The front desk lady is so sweet and helpful ( Thanks Brittany for all your help) she made us feel right at home. Definitely give Dee’s Hang Out and Pineapple Willies a go when you get hungry, both were great! We hope to go back next year!
jimmy v. May 2022
Room was nice and clean had everything we needed. The view was great very friendly staff.
Tammy P. May 2022
Our condo was very comfortable and clean.easy access in and out. Thanks for the comfortable beds,that's important to get a good night's rest.🥰
Miranda H. Apr 2022
We always book here! It's always a great stay. Truly comfortable! Pool is always clean!
William S. Oct 2021
Loved the view from the balcony.Enjoyed the well stocked kitchen utensils and appliances. Parking was easy. All staff was friendly. Bed was comfortable. Only two negatives. Had some bugs in kitchen and bathrooms and table by door was broken. Will more than likely come back to Sterling Reef next year.
Tony N. Jul 2021
Clean rooms, but the elevator had been out of order for all weekend.!?? we used the stairway all the way up& down of 12th floor!
Carey F. Jun 2021
Great size! Updated. The only thing that needs improvement are the elevators. Very slow and my husband got stuck in one. Great location.
Robert H. May 2021
It was very nice. Will be coming back there again.
George H. Feb 2021
Ryan R. Oct 2020
Opened fridge and bugs scattered. Had maintenance issue, and no one showed. Just needs to be cleaned well, and sprayed for bugs. Would be an excellent value with the nice building and great location. Unfortunately not a great experience.
Manager response:
Hi Ryan, thank you for your review. We apologize that you had pests in the home and a maintenance issue. We are also sorry for any delays in communications. We do note that a maintenance technician took care of the issue the next morning. We hope to have the opportunity to impress you in the future.
Nicole K. Sep 2020
Steps from the beach! Plenty of room for my family.
hannah d. Sep 2020
Everything was as expected and we were able to check in early!
It was a great room, they just need to change both toilets in bathrooms .They are scraped and it makes them look old and dirty, but apart from that everything else was perfect.
Manager response:
Hi Elizabeth, thank you for staying with Vacasa! We are glad you enjoyed your stay. We appreciate your feedback regarding the toilets, and I have passed along this information to the local staff so they can review and update the home as needed. We look forward to hosting you again!
ashley w. May 2020
super convenient and good for a one night stay. otherwise, it wasn't too comfortable or clean - mostly because things are old or low quality. good for what it was.
Tracey O. Mar 2020
Very nice condo with beautiful views and even better location
Terri R. Nov 2019
I loved the view! Beautiful condo with all of the amenities. Vacasa was a pleasure to deal with! Thank you!
Lagena R. Sep 2019
Our condo was very clean and spacious! The large tv is great along with the large dining room table! Loved this unit and definitely hope to return!
James S. Jul 2019
Diane M. Jul 2019
Had a peaceful and relaxing stay. Loved the accommodation. Sitting on the balcony watching the dolphins.
Robin H. Jul 2019
Very nice stay, enjoyable. Thanks.
Tammy S. May 2019
Close to everything. Home has everything that you will need. Love PCB.
Sara S. May 2019
The beach view and sunset were both surreal as well as breathtaking from the balcony. The rooms felt like a home away with all the amenities needed for a week or longer. Brought my beach accessories and enjoyed the quick access to the pool and beach!
Stephanie V. Apr 2019
Loved the view! Really clean.
RHONDA B. Apr 2019
Great views and facility. We enjoyed are stay!
Debra W. Apr 2019
The location and parking were very good. The condo was on the 12th floor and very high but the views were beautiful. The home is much larger than some we have staying in the past. Perfect for 4 people. We would love to stay again when in PCB.
Jackie B. Mar 2019
Love cozy ness of room clean and stocked.
Jose G. Dec 2018
Crystal C. Oct 2018
We loved staying here. This is 3rd time staying in this condo complex (different rooms). My only concern was the dryer squeaked terribly loud and made it almost impossible to use. But everything else was perfect!
Doug P. Sep 2018
Great location, nice decor,
Devin D. Sep 2018
The location was perfect and the room was absolutely amazing with an amazing view! We had plenty of space for all 6 of us. The pool was wonderful. Access to the beach was gated and the walk out to the water was not very far! The only downside was that one of the two elevators broke on the last night and so getting up to the room the last night and next day was not the easiest, but they had staff working to fix it from the moment it happened. All around it was a great experience and we would definitely book again!
wojciech k. Aug 2018
Nice place, great restaurants, great views from the balcony,nice building
William R. Aug 2018
Well decorated and clean environment
Maurice W. Aug 2018
Great view
Selena E. Jul 2018
My husband and I enjoyed our stay at Sterling Reef 1203. The best part of it was the beautiful view from the balcony. The air conditioning worked well. We had plenty of towels/linens for the two of us. The kitchen was well-equipped for use. The pool was nice, and access to the pretty beach was easy. While the condo was comfortable, it is starting to show some age. The front door needs a paint job to give a fresh welcome to guests. The door stop on the front door needs repaired. It continually falls down stopping the door where you don't want it and is difficult to pull up with your foot. The remote for the living room TV has been taped, but the tape isn't holding any longer. It is an XFinity remote, and all it takes to replace it is to go to the XFinity store and ask for one. They are free. The balcony door and the dryer both make terrible noises when used, and a little WD40 might fix them right up. Also, the manager for the site needs to be better informed. We travel in a sporty convertible when driving on vacation. Therefore, we must be very compact with our luggage. I emailed and asked about a hair dryer and iron on the premises. I was told neither one was supplied. These are items we need, so we found room to stuff them in our small trunk. I am sure you can imagine my frustration when we arrived and both of those items WERE in the condo. I am not sure if the owners of the condo take care of their own property or pay someone to do so. However, if they are paying someone, I would suggest asking the manager to take care of these few issues and to become acquainted with what the condo offers. In closing, the condo was a decent price for the time there.
Manager response:
We are sorry to see this guest had some inconveniences during their stay. Maintenance has greased the door tracks along with some other small maintenance items, and the rest will be handled in the fall. Thank you!
Hijinio B. Jul 2018
I enjoyed everything it was very clean my family was very happy to with the rooms. Thank you very much for everything.
Nolan T. Jul 2018
Very clean and comfortable condo. We all enjoyed it and hope to book again next year!!
Jesse E. Jun 2018
This Condo was very Nice and Clean. I will be staying in this development for years to come.
Cynthia S. May 2018
We were the first family to ever stay in the condo many years ago. We still love it just as much!!
Clinton M. May 2018
Beautiful views from this condo. The unit was clean, comfortable, and well equipped for our stay. Parking and unit access was very easy and convenient. We didn't use the pool but it looked nice and well secured. We hope to make it a yearly trip!
Alisha Q. Apr 2018
Great place to stay. Only complaint is master bedroom mattress. Not comfortable at all. Needs updating. Other than that we loved the condo and the entire Sterling Reef property.
Nakisha H. Apr 2018
Over all this is a beautiful property & I would recommend anyone to stay here. My family really enjoyed vacationing here!
Bria H. Mar 2018
Everything was very comfortable and convenient! We really enjoyed our stay here and will definitely be back!
Nancy H. Feb 2018
The condo is nicely furnished with beautiful view of the gulf.
Mark A. Dec 2017
We enjoyed our stay here Thanksgiving weekend. Sterling Reef is located right at the beginning of Front Beach and next to the MB Miller Pier. The resort has ample parking, a fully equipped gym, swimming pool, and private access to the beach.
The unit is well maintained. We enjoyed some breathtaking views of the Gulf from our balcony. Sunsets were also amazing.
We would definitely stay here again.
Kimmy G. Oct 2017
Oct vaca, pics don't reflect the updated condo. You need to update pics. Condo was beautiful. Just right for couple or family of 4. Only complaint was DVD players didn't work. We had to move DVD players around. And All remotes need replacing. It was very comfortable, views were amazing. Good location. Not much traffic this time of year. I will stay again for sure.
Manager response:
We appreciate this feedback and are delighted to see this guest approved of the changes. We are scheduling a photographer to come get new photos of the home, and we will get the DVD players sorted out. Thanks!
JENNY A. Oct 2017
We really enjoyed our stay at the Sterling Reef Room 1203 and hopefully will get to stay there again. The room was very comfortable and the resort was very nice.
Bethany Q. Sep 2017
We just got home yesterday from our trip, and we all had a great time! The condo was very nicely decorated, and fairly decently clean. Easy beach access!
Felecia H. Sep 2017
We were truly pleased with our stay. The condo was very clean and well maintained. The ocean front view was amazing. We would love to stay here again in the future.
Britten L. Aug 2017
We were very pleased this past weekend with our condo. Check in/out was so happy! We will stay here again.
Lakeisha B. Jul 2017
Awesome view!! You really don't need to bring anything but food if you plan on cooking because they have everything you need. I will be staying here again. And I like the fact that you don't have to check in. They send you all your information such as keypad code, directions and parking permits will be in the room. Everybody there is so friendly.
Lisa C. Jul 2017
The condo was well maintained, fully stocked kitchen to create meals from home, and the view was amazing.
Jena M. Jun 2017
I took my mother and my husband on a weekend trip to Panama City Beach, and this property was the perfect place to stay! There is a nice separation of space between the bedrooms, and the fact that it had two full baths was PERFECT!
Jacob H. May 2017
This was my 3rd Time staying in sterling reef and I love it. This was my second time using vacasa and the same condo. Very easy and convenient. Would highly recommend to anyone
Donna P. May 2017
This was a girlfriend trip and it was a easy and a quick rental. We were very impressed with the size and cleanliness of this lovely condo - the balcony on the ocean was awesome! We most certainly would love to stay here again in our future visits to Panama City! You will not be disappointed if you choose to stay here!
Jessica R. Apr 2017
My family and I had a wonderful time staying at The Sterling Reef resort. My boys loved the pool and the beach access. The beach was so beautiful and the water was wonderful.
Michael T. Apr 2017
We enjoyed the location and our stay.
Kristen A. Apr 2017
Very clean condo, great view and location. We had a great stay and would stay here again!
Robin H. Apr 2017
We came to PCB for a surprise beach weekend for my husband's 50th birthday. The unit was much larger than we expected (especially for the price) and was very clean and well decorated. The beach access was excellent. We could make it from our room to our toes being in the water in less than 5 minutes. The condo was within a couple of blocks of everywhere we wanted to go. It's far enough away from Pier Park that you don't get mixed in with all the traffic, but close enough to be there in a few minutes, especially when you bypass Front Beach Road and go in through the back side. We had an amazing time and definitely plan on coming back again!
Tonya R. Mar 2017
We are from Tennessee and just needed a break and last minute decided to have a long weekend at the beach. This was perfect. Very clean, quiet room on the beach. Would recommend this condo.
Veronica C. Mar 2017
You truly get what you see in the pics! We LOVE this place. We will be back!
Lillian Pam J. Feb 2017
Flew in for a quick trip and was very pleased with the unit, the building and the furnishings. Would definitely visit again.
Kimberly W. Feb 2017
I have to say what a delight it was to stay in 1203.
Panama Beach area has great restaurants, shopping, beaches etc.....
Had a wonderful vacation and we are planning to come back.
Shelly L. Jan 2017
We spend a long weekend here. 5 people were very comfortable!
Susan & Mike H. Jan 2017
After the unexpected loss of our son one day and our daughter and family losing their home in an unexpected flood the day before our sons passing. It became clear to us that we needed to get away. A break from the horrible sadness that rained on us. My brother and his wife own a condo here at Sterling Reef. They invited us for a stay/visit with them. However, we elected to rent our own condo just to give everyone space. This was exactly what we needed. Another reason for this trip was to look at the RV Campgrounds, which we did. We found a couple of very nice parks to pull our camper in for a month or two. After this stay, the camper (which we love) will stay in Pennsylvania and we will rent this condo again. So...God has provided us with calmness and a new adventure in condo life. Mission accomplished, thank you.
Jonathan B. Oct 2016
Very nice condo and view.
Dustin J. Sep 2016
Very clean and prompt customer service. Will difinitely stay again!
David Y. Sep 2016
great location
Alisha W. Aug 2016
Awesome property, maintenance and cleaning staff were excellent. We loved it and will definitely recommend to others!
Jeremy B. Jul 2016
Beautiful beach!
Ben N. Jul 2016
Great location, good amenties and spacious rooms however I was given the wrong code so I was unable to check in at 4 which is the usual check in. Did not get in the unit until 10 minutes later. Was very disappointed because I expected to be able to check in by 4 since I have 3 young children. 4/5 stars
Johnathan S. Jul 2016
Parking garage was easy to get in and out of. Condo was very clean and comfortable. Elevators wasn't too bad only had to wait a few times.
Robert C. Jun 2016
property exactly as pic,s, nice view of ocean, close to shopping and restaurants.
Tony D. Apr 2016
The minor maintenance issues are exactly that- minor. The location is great in that you're not "at" Pier Park, but very close. Shipwreck water park is literally across the street & up 1 block (perfect for kids!). There is a H U G E gift store directly across the street (3 floors). Harpoon Harrys is only 3 blocks away. Major groceries are exactly 1.2 miles up the road (Publix). The beach was clean & well maintained. There are beach chair & jet ski rentals directly below the condo. It was crazy for us because the jazz fest was in full effect which brought in a lot of undesirable guests who did absolutely nothing but rent scooters & drive up/down front beach rd all day doing everything possible to gain attention, but as our taxi driver said, "scooters are banned in 2017." ;-) Can't go wrong with this condo, price & location are top notch! The patio makes for very relaxing nights once settling in.
Shawndrea M. Apr 2016
Everything was exactly like it was described! The location was great and the room was nice and cozy! It was only a five minute walk from our competition located which was very convenient...I will definitely book this resort again:)
Karla R. Apr 2016
I love this place
T W. Apr 2016
My stay at Sterling Reef was EXCELLENT!!!! the view of the beach at night from the balcony, the heated pool was awesome, everything was in walking distance of me. Loved, loved, my stay... there is no doubt that I will be returning?????
Richard A. Mar 2016
The beach was beautiful. The condo was very good. Great pool. We had a wonderful time.
Keisa P. Oct 2015
Very satisfied with our stay will definitely will be back !!!
Manager response:
Thanks for sharing your review! We are excited to have you back soon!
Tammy F. Oct 2015
The condo looks just like the photos. It is a very nice but small two bedroom condo. It was very nice and made you feel right at home. I would stay in this resort and condo and would recommend it to anyone.